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Breed refuses to sign housing bill

November 20, 2019

By Tim Redmond : 48hills – excerpt
Haney’s legislation charging developers for affordable housing will become law anyway — but the mayor’s message is stunning.

Mayor London Breed has refused to sign legislation raising the fee office developers have to pay for affordable housing.

Although the bill, which passed unanimously, will take effect anyway without her signature, her refusal to sign on – and her letter to the board explaining her decision – put her on the opposite side from not only the entire board but the Planning Commission and the Labor Council(more)

But not on the opposite side of her supporters.

Upcoming Events on 11/20/19 — Housing Forum on SB 50 and Phil Ting Town Hall

November 18, 2019

Find out what you need to know if you want to follow the power struggles that will soon erupt over how to solve a lot of our most pressing problems. Local officials need direction from the public as they consider how to deal with new state mandates. SB 50 was the major Wiener bill that was stopped by a consortium of organizations who worked tirelessly to educate the public and their representatives who are faced by a daunting number of bills that they have no time to read before voting on.

These larger organizations rely heavily on the local neighborhood groups to become the information outlet of last resort. This is out attempt to inform our members and the neighborhood on what is happening and what you can do about it.

Please forgive us for not getting the web site up yet. We were hacked and have not had time to deal with that problem yet. Right now we are gonna to work off the following page:

If you can, try to come to the holiday dinner to meet some of the most interesting people in the city. Details are here, scroll down the page:


Subject: Upcoming Events on 11/20/19 — Housing Forum on SB 50 and Phil Ting Town Hall


New site top banner
Same night — Two events
Wednesday, November 20, 2019

Housing Forum on SB 50
Lycee Francais de San Francisco — 1201 Ortega Street

Assemblymember Phil Ting Town Hall
Moscone Rec Center — 1800 Chestnut Street

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Housing Forum on SB 50

SB 50 is a real estate bill, not a housing bill.

SB 50 is still alive and still a threat to our State, City and neighborhood’s character and quality of life. Senator Wiener is determined to get his bill passed even though it has been suspended by the Senate. Please read this very helpful analysis of SB 50 to learn how it will impact your neighborhood and why it must be stopped.

SB 50 turns developers into their own personal urban planners – they would
pick and choose which community standards and environmental rules
to follow or ignore (height, depth, density, parking, etc.),
and cities and communities can’t stop them.

All these giveaways are to ensure developer profits
at the expense of the community. There are no assurances
that any affordable housing will be built or city infrastructure
will be upgraded to support the increase in population.

Senator Wiener is relying on significant contributions from tech, developers and real estate to push through his misguided legislation despite overwhelming resistance from the very people he is suppose to represent – San Francisco residents!

Come to a District 4 sponsored forum to learn more about SB 50 and what you can do to stop it. Also, please consider supporting a Better Way CA, a statewide coalition formed to stop SB 50 and work with legislators to develop real housing solutions.

Links to contact your representatives and let them know where you stand.
Assemblymember Phil Ting **
Assemblymember David Chiu
Senator Scott Wiener
Governor Newsom

** Assemblymember Phil Ting, who represents the west side of San Francisco including the Cow Hollow area, will be hosting a Town Hall the same time as this housing forum (see next section for details).


Assemblymember Phil Ting Town Hall

Join Assemblymember Ting at a town hall meeting in the Marina District on Wednesday, November 20, 2019, from 6:00 to 7:30 PM at the Moscone Recreation Center.

Come hear a brief update about the state budget and legislation and meet his staff and your neighbors in Assembly District 19. Parking is limited; venue is accessible via Muni Lines 22, 28, 30 and 43.

cccb6e02-d56b-4f4c-8006-4f11af77ed7f.png 5465b943-1802-4b73-8ad7-61002652937b.png

Cow Hollow Association ~ Board of Directors
Sherry Archer, David Bancroft, Anne Bertrand, Lori Brooke,
Don Emmons, Cynthia Gissler, Karen Laughlin,
Claire Mills, Veronica Taisch, Geoff Wood

We are a volunteer organization and your support
helps us confront issues impacting our neighborhood.

Cow Hollow Association, P.O. Box 471136, San Francisco, CA 94147
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A public bank could make affordable housing more affordable

November 17, 2019

By Sasha Perigo : sfexaminer – excerpt

video by zrans

How would a public bank fund affordable housing?

On Tuesday, Supervisor Sandra Lee Fewer introduced a resolution that establishes a timeline for creating a San Francisco public bank.

The successful implementation of a public bank could be a windfall for affordable housing advocates.

The push for a public bank has been in the works for nearly a decade. Interest in a public bank mounted during the Occupy Wall Street movement, when activists called for pulling The City’s money out of Wall Street banks. This led to then-Supervisor John Avalos commissioning the first study out of City Hall on a public bank in 2011.

Momentum picked up again in 2017 when Jackie Fielder and Kurtis Wu founded the SF Public Bank Coalition. At first the coalition focused on divestment. The logic is that if The City holds its money in a Wall Street bank like Bank of America, the bank can use it to fund projects like the Dakota Access Pipeline that run counter to San Franciscan’s values. If The City controlled its own bank, we would decide where to invest our own money.…(more)

Please get acquainted with Ellen Brown and the Public Banking Institute if you want to learn about Public Banks. They are the experts who have been championing them for decades. John Avalos is running to represent D-11 again. His return to the Board will signal his return to the effort from inside City Hall.

LA proposes putting ‘anti-displacement’ zones around luxury development

November 15, 2019

via LA proposes putting ‘anti-displacement’ zones around luxury development

Beneficial State Bank in Oakland

November 14, 2019

Empowering Changemakers

From fairly priced checking accounts for individuals and families that help you stay on track, to business and nonprofit financial tools that assist you in growing your organization, our lending and deposit products are designed for changemakers working toward creating a new economy, where we all thrive.

Tom Steyer is an active citizen, business leader and philanthropist working to ensure that everyone shares the benefits of economic opportunity, education, and a healthy climate.

Tom’s dedication to public service is greatly inspired by his wife, Kat, the co-CEO of Beneficial State Bank in Oakland. They founded the nonprofit community bank in 2007 to provide loans to the underserved in California and along the West Coast.

The bank’s mission is to bring banking to low-income communities by providing credit to constructive businesses and nonprofits. It focuses on transformative sectors in a community to provide economic justice and environmental sustainability to that sector, while investing any profits back into the community…(more)


This is not public bank, it is a non-profit community bank, but, it may be good to look at the operations to see how it works and how successful it is in fulfilling the goals and staying in business.

Would a Bigger Legislature Mean a Smaller Government for California?

November 14, 2019

By Eric Boehm : reason – excerpt

It’s probably true that there is no magic ratio of legislators to constituents. Still, do Californians need more representation?There are 80 seats in the California Assembly and 40 seats in the California Senate. The last time the Golden State adjusted the size of its legislature, in 1862, there were about 400,000 people living there. Today, more than twice that number live within the city limits of San Francisco alone.

With a population of nearly 40 million, California’s state legislative districts are the largest in the country. Since voters in the state send 53 representatives to the U.S. House of Representatives, the state’s upper chamber is one of just two (the Texas Senate is the other) where members represent more people than does the average member of Congress.

The seemingly out-of-whack ratio of legislators to constituents has resulted in an accumulation of power by the state’s executive branch and has diluted the electoral power of rural areas and political minorities, according to Michael Warnken, a California-based libertarian activist who is part of a group that’s trying to get federal courts to force the state to add more seats to the state legislature. “It’s impossible for the people of California to have a relationship with their state lawmakers,” he says.

In turn, the expansion of executive power has given such agencies as the California Air Resources Board and the California Coastal Commission outsized authority to unilaterally write regulations that should fall within the legislature’s purview.

Putting voters back in charge of the state government requires having more representatives in Sacramento, activists argue. Their lawsuit was launched by a coalition that includes the California Libertarian Party, the Marin County Green Party, a group of Native Americans, and secessionists who have sought for years to form a new state, Jefferson, out of portions of northern California and southern Oregon. Former federal judge Alex Kozinski is helping litigate the case…(more)

San Francisco sets timeline for launching public bank — the first in California

November 13, 2019

By Christine Kilpatrick : bizjournals – excerpt

Assemblymember David Chiu, who authored the state bill singed by Governor Newsom announced Supervisor Sandra Fewer‘s city legislation on November 12, 2019, Many supporters attended. photo by zrants. Short video of the event:

San Francisco officials are working to launch the city’s own public bank, which would be the first in California and the second in the country after North Dakota.

Legislation introduced Tuesday by Supervisor Sandra Fewer will create a task force to set up a business plan for the public bank, the San Francisco Examiner reports. The first deadline is June 30, 2020, when the first effort to create a business plan is due.

A new state law signed by Gov. Gavin Newsom earlier this year allows charter cities like San Francisco and Los Angeles to apply to the state to launch public banks. Fewer’s legislation sets a timeline for the process, which requires approval by the Board of Supervisors and a detailed plan. The Public Banking Act, or AB 857, will allow up to 10 California cities to open public banks, and Oakland officials have evinced interest as well… (more)

We have been following the public banking movement lead by Ellen Brown since she published “The Web of Debt” and started the first organization to educate and inform the public about the public banking system. Public banks are set up to help the public, not profit the bank holders and public banks may finance what the pubic needs because public banks do not have to answer to shareholders or owners with profit motives.

Zrants was launched to track financial news. We are very pleased to see Ellen Brown’s efforts coming to fruition in the state of California, and more states considering public banks. The Public Banking Institute was established to educate and inform the public. Please avail yourselves of the following links and consider joining the movement. Ellen has three books now, writes articles for a number of publishers, makes regular appearances around the globe and hosts a radio show.

link to video of the event:

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